The Bank of Fayette County Privacy Policy

Our Privacy Commitment to You

Protecting your privacy is important to The Bank of Fayette County and its branches, and all of our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Bank employees for collection, use, retention, and security of nonpublic personal information.

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Nonpublic Personal Information We Collect

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information about your account balance, payment history, and overdraft history. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other loan and account forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from third parties such as credit bureaus or consumer reporting agencies

Nonpublic Personal Information We Disclose

We are permitted under the Fair Credit Reporting Act to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with our affiliates such as financial service providers including insurance agents and securities broker-dealers. We also may share additional information about you or your account (such as information we receive from you in applications and information from credit reporting agencies) with our affiliates. You may direct us not to disclose to our affiliates information that does not relate solely to our experiences or transactions with you or your account (such as the application information and credit bureau information) by 'opting-out', as described below. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. Additionally, we may disclose nonpublic personal information about former customers to our affiliates or other nonaffiliated third parties as permitted by law.

Opt Out Method

If you prefer that we not disclose nonpublic personal information about you that does not relate solely to our experiences or transactions with you or your account to our affiliates, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to our affiliates, please contact the Compliance Officer at 901-877-6891.